The Premier League Transfer Window

The Importance of Return On Investment     The Premier League transfer window has been and gone.  Clubs have been spending big – £835 million big! This is a time when clubs sell their star players to one another with the hope that they will be good for business....

Auto-Enrolment Opportunities

Many advisers have told me they do not intend doing anything about auto-enrolment advice as they do not see any real opportunity.  I suspect some of them do not want to move out of their comfort zone!  But what exactly are the opportunities for a financial adviser,...

2014 Budget

This year’s budget included a revolutionary change to the way in which pension benefits may be taken. This change has already been widely discussed, and the advantages to clients are very obvious. There are also other potential implications which I find even more...

Creating Successful Habits

Most people think of habits in a negative way, especially at the beginning of January when they are setting their New Year Resolutions. Smoking, drinking too much, eating too much between meals. These are the bad habits many of us focus on when setting resolutions,...